Before you start looking for a home or investment property, consider applying for conditional pre-approval. That way when you find your perfect place you’ll be ready to make the move with confidence.
Pre-approval is ideal for showing vendors that you’re serious about making an offer and gives you a good understanding of what you can afford.
So before you go any further, you need to find out how much you can borrow.
It’s important to shop around and explore your options so you can find the best deals out there. Here at 1300WHATLOAN we offer a specialised service which it is FREE.
When applying for a pre-approved loan you will need to provide some additional documentation, such as:
As long as you meet the requirements - you will have a pre-approved loan. So now the real house hunting can begin.
What are the benefits of obtaining a pre-approval loan from your lender?
We’ll ask you for information like:
If it’s been a while between you receiving conditional approval and finding a property, the lender will also need to be sure nothing major has changed since you did your full application.
It’s important to know that we the lender will not offer you access to any money from a loan until you get formal approval.
If you have any questions please feel free to contact us – Obligation free.
Pre-approval is ideal for showing vendors that you’re serious about making an offer and gives you a good understanding of what you can afford.
So before you go any further, you need to find out how much you can borrow.
It’s important to shop around and explore your options so you can find the best deals out there. Here at 1300WHATLOAN we offer a specialised service which it is FREE.
When applying for a pre-approved loan you will need to provide some additional documentation, such as:
- Proof of deposit
- Proof of income
- Monthly expenses and other outgoings such as loans, credit cards and store cards.
As long as you meet the requirements - you will have a pre-approved loan. So now the real house hunting can begin.
What are the benefits of obtaining a pre-approval loan from your lender?
- Is valid for up to 3 months.
- It gives you clear guidance on how much money you can spend.
- You won’t be setting yourself up for disappointment if you think you can spend more than your lender agrees to lend you.
- It allows you to shop with confidence and bid at auctions should your dream home come onto the market.
- It shows your estate agent that you are serious about buying a home. Some agents won’t spend their time showing you homes in-case you don’t come through with the financing.
We’ll ask you for information like:
- where you work
- what you earn
- what you owe
- what you own
- whether you have a guarantor
- whether you’re buying or building your home.
If it’s been a while between you receiving conditional approval and finding a property, the lender will also need to be sure nothing major has changed since you did your full application.
It’s important to know that we the lender will not offer you access to any money from a loan until you get formal approval.
If you have any questions please feel free to contact us – Obligation free.
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